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There are precautions that graduates and their families need to take once the decision has been made to consolidate student loans. Even before that decision is made you need to be sure you know and understand the type of student loans you currently have and that they are in fact eligible for consolidation. Private loans for instance do not qualify, therefore you cannot consolidate student loans that are financed through a private lender or organization. Federal loans are eligible and you can find out what types of programs are available for you to consolidate the student loans you have that are financed through the Government, IE: The Department Of Education.
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